mortgage是什么意思

短语搭配

(1)mortgage payment按揭付款；抵押付款

(2)chattel mortgage动产抵押

(3)mortgage rate抵押贷款利率

(4)second mortgage第二抵押

(5)repayment mortgage偿还抵押

(6)endowment mortgage人寿保险抵押

(7)pension mortgage养老金抵押

(8)puisne mortgage普通抵押

(9)mortgage loan抵押贷款；按揭贷款

(10)subprime mortgage次级抵押贷款；次级贷款；次贷

(11)get mortgage获得抵押

(12)repay mortgage还贷

双语例句

(1)He raised a mortgage on a house from a bank.

他用房子作抵押向银行借款。

(2)The $6 million mortgage is our biggest financial liability.

六百万美元的抵押贷款额是我们最大的经济负担。

(3)He mortgaged his estate for &3000.

他把他的财产抵押了3000镑。

(4)The bank refused to accept any mortgage on the land.

银行拒绝接受任何土地抵押

(5)My mortgage application went through, so I’m now a proud homeowner!

我的抵押贷款申请通过了，所以我现在也是一名自豪的业主了！

(6)I made my last mortgage payment yesterday, which means that I finally own my home outright.

我昨天付了最后一笔抵押贷款，这意味着我终于拥有了完全属于自己的房子。

(7)We should be able to pay off our mortgage in the next couple of years.

我们应该能够在未来几年内还清抵押贷款。

(8)It's alright, but I need to make some extra cash outside of my 9-5. Paying a mortgage isn't cheap.

还行，但是我得在朝九晚五的工作之外再挣点钱。还房贷可不容易。

(9)Well, I'm thinking we should go get a second mortgage after that 25% tip I just left!

我在想刚才给完25%的小费，我们现在得再申请一份贷款！

(10)We paid off our mortgage after fifteen years.

我们历经十五年的时间还清了抵押借款。

(11)Mortgage defaults have risen in the last year.

按揭借款违约在近一年里呈上升趋势。

(12)They had to mortgage their home to pay the bills.

他们不得不抵押他们的房子来还账。

(13)They have burdened themselves with a high mortgage.

他们负担了一笔很高的按揭借款。

(14)He had to mortgage his house to pay his legal costs.

他不得不把房子抵押出去来付诉讼费。

同义词

vt. 抵押

n. 抵押

词根词缀

同根词 mort 死

(1)postmortem n. 验尸；尸体检查

(2)mortal adj. 总有一死的；致死的；致命的；可能；非常；死的；想得到的；想像得出的；你死我活的；不共戴天的

同根词 gage 承诺

(1)greengage n. 西洋李子；西洋李树

(2)engagement n. 订婚；婚约；约会；预约；约定；保证；交战；战斗；婚约期

(3)baggage n. 行李；辎重；包袱；女孩；妇女

同根词

词根 mortgage

(1)mortgagee n. [会计] 承受抵押人；押入者贷款人

(2)mortgagor n. 抵押人（等于mortgager）

释义

n.

the charging of real (or personal) property by a debtor to a creditor as security for a debt (especially one incurred by the purchase of the property), on the condition that it shall be returned on payment of the debt within a certain period

（尤指因购买地产所需的）抵押。

a deed effecting such a transaction

抵押契据。

a loan obtained through the conveyance of property as security

抵押贷款，按揭

I put down a hundred thousand in cash and took out a mortgage for the rest.

我付了十万元现金，余额用抵押贷款支付。

v.

convey (a property) to a creditor as security on a loan

将（房地产）抵押贷款。

figurative expose to future risk or constraint for the sake of immediate advantage

〈喻〉 （为眼前好处）使承受（未来）风险

some people worry that selling off state assets mortgages the country's future.

有人担心出售国有资产是拿国家前途作抵押。

词源

"late Middle English： from Old French, literally ‘dead pledge'， from mort （from Latin mortuus ‘dead’） + gage ‘pledge’."

考纲分布

近12年出现1次

重要程度: 3星

100%; v/n 抵押; 抵押贷款

考纲释义

( 1)v/n. 抵押; 抵押贷款

英文释义：convey a property to a creditor as security on a loan

真题例句：

They have loans, bills, a mortgage (抵押贷款) to pay off, retirement to save for.

他们有贷款、账单、抵押贷款要支付，要为退休存钱。[2015年 浙江卷 完形填空]

考纲分布

近9年出现6次

重要程度: 4星

100%; v/n 抵押; 抵押贷款

考纲释义

( 1)v/n. 抵押; 抵押贷款

英文释义：convey a property to a creditor as security on a loan

真题例句：

Often there'll be a car loan and perhaps a mortgage, but credit cards often seem to be the gateway to debt-related financial difficulties for many.

通常会有汽车贷款，或许还有抵押贷款，但对许多人来说，信用卡似乎往往是与债务相关的财务困难的大门。[2020年 CET4 阅读理解A]

考纲分布

近9年出现6次

重要程度: 4星

100%; v/n 抵押; 抵押贷款

考纲释义

( 1)v/n. 抵押; 抵押贷款

英文释义：convey a property to a creditor as security on a loan

考纲分布

近16年出现3次

重要程度: 4星

100%; vt/n 抵押

考纲释义

( 1)vt/n. 抵押

真题例句：

I can't afford to pay my monthly mortgage payments on my own, so I have to rent rooms out to people to make that happen.

我自己付不起每月的抵押贷款，所以我不得不把房间出租给别人来实现这一点。[2016年 英语二 阅读理解A]

The problem with being a grownup is that there's an awful lot of serious stuff to deal with—work, mortgage payments, figuring out what to cook for dinner.

作为一个成年人的问题在于，有很多重要的事情要处理——工作、抵押贷款、弄清楚晚餐要做什么。[2016年 英语二 阅读理解B]

必考短语

(1)mortgage payment按揭付款；抵押付款

(1)Mortgage-backed securities. Subprime loans. Tranches. It's pretty confusing, right?

住房抵押贷款支持证券它次级贷款，打包在一起，很难懂的概念，对吗？《The Big Short》《大空头》

(2)This is your basic mortgage bond. All right? The originals were simple.

这就是你们的基本抵押债券，好吧？一开始很简单。《The Big Short》《大空头》

(3)There are no insurance contracts or options for mortgage bonds. The bonds are too stable.

抵押债券没有保险合同或者期权，债券太稳固了。《The Big Short》《大空头》

(4)I ordered my fish on Friday, which is the mortgage bond that Michael Burry shorted.

我周五订了鱼，就好比是迈克尔·柏利做空的抵押债券。《The Big Short》《大空头》

(5)Basically, Lewis Ranieri's mortgage bonds were amazingly profitable for the big banks.

通常来说，路易斯·拉涅利的抵押债券对于大银行来说利润丰厚。《The Big Short》《大空头》

(6)Hold on. Hold on. So mortgage bonds are dog shit, CDOs are dog shit wrapped in cat shit.

等等，先别吵，你是不是说抵押债券是骗人把戏，担保债务凭证是包装过的骗人把戏。《The Big Short》《大空头》

(7)And the fact is that these mortgage-backed securities are filled with extremely risky subprime adjustable-rate loans.

事实是那些住房抵押贷款支持证券充满了极度危险的可调利率次级贷款。《The Big Short》《大空头》

(8)Our friend Michael Burry found out that these mortgage bonds that were supposedly 65% AAA were actually just mostly full of shit.

我们的朋友迈克尔·柏利发现了这些抵押债券本应该65%都是AAA级组成，实际上大部分都是狗屎。《The Big Short》《大空头》

(9)Exactly. You could pay off your mortgage.

没错 你可以用它来还房贷。《The Wolf of Wall Street》《华尔街之狼》

(10)If the mortgage bonds that Michael Burry discovered were the match...

要是迈克尔·柏利发现的房贷债券是火柴…《The Big Short》《大空头》

(11)$10 million because this hand is meant to represent a single mortgage bond.

1000万美元是因为这一局代表一个房贷债券。《The Big Short》《大空头》

(12)He can sleep in the apartment upstairs? No. We need the rent to pay the mortgage.

他可以住楼上的公寓？不。我们需要租金来还贷款。《Modern Family Season 8》《摩登家庭 第八季》

(13)May I remind you that I answer directly to M. I also have a mortgage. And two cats to feed.

我得提醒你，我直接听命于M，我有房贷要还，还有两只猫要喂。《Spectre》《007幽灵党》

(14)How much bigger is the market for insuring mortgage bonds than actual mortgages? About 20 times.

担保房贷债券的市场要比实际房贷大多少？大约20倍。《The Big Short》《大空头》

(15)We invest in financial service companies and we're trying to understand the residential mortgage business.

我们对金融公司进行投资，现在想了解一下住房贷款业务的情况。《The Big Short》《大空头》

(16)I said, "There's no way in hell that that is happening." You think I'm gonna let you mortgage your future.

我说"决不准你这么干"，你觉得我会让你自毁前程吗？《17 Again》《重返十七岁》

(17)The Fed just lowered the rates, and the interest on your mortgage is totally deductible. That's right. I know some stuff.

联邦储备银行才刚降息，而且房贷的利率也可以扣减所得税额。没错，我懂投资。《Friends Season 9》《老友记 第九季》

(18)Actually, could I talk to a mortgage broker? Anybody you recommend? Anybody you like. Yes, yes, I have someone. Absolutely.

我能找个房贷经纪人谈谈吗？你有认识的还不错的吗？当然，我认识几个，绝对没问题。《The Big Short》《大空头》

(19)Are you sure? 'Cause you only have one night with me, tiger, and I'm as flexible as a government-insured, zero-down, variable-rate mortgage.

你确定吗？因为你跟我只有一晚上的时间，猛虎，而我就和政府担保的零首付浮息按揭一样灵活。《Modern Family Season 6》《摩登家庭 第六季》

(20)Here's what I don't understand. We check, recheck, recheck again. If these mortgage bonds are so stable... Perhaps you could check your friend.

我不明白的是我们再三确认过了，如果这些房贷债券这么稳定靠谱…也许你该先检查下你朋友正不正常。《The Big Short》《大空头》